Buy Now

What If Analysis

Excel Template

Calculate your payback period on an investment in seconds with our dynamic What If Analysis Excel Template. Built with color-coded formatting, smart tables and a graph to showcase repayment scenarios.
Buy Now

What's Inside the What If Analysis Template?

Details | 2 Sheets 

Supported Versions | Excel 2010, 2013, 2016, 2019, Office 365 (Mac)

Category | Finance, Data Analysis

Tags | Payback Period, Repayment Scenarios, Investment, Risk

Why Professionals Choose Simple Sheets

It's simple. Access to the largest library of premium Excel Templates, plus world-class training.

100+ Professional Excel Templates

100+ Professional Excel Templates

Optimized for use with Excel. Solve Excel problems in minutes, not hours.

Buy Now
World-Class Excel University

World-Class Excel University

With our university, you'll learn how we make templates & how to make your own.

Explore Catalog
How-To Videos

How-To Videos

Each template comes with a guide to use it along with how-to videos that show how it works.

Buy Now

Inside Our What If Analysis

Excel Template

The Budget Tables sheet allows you to find your desired input by automatically calculating the missing variable.

Whether you are buying a business or a home, understanding your repayment scenarios and break-even period is crucial to understanding the merits of an investment. Our What If Analysis Excel Template is designed to calculate and display different repayment scenarios, with dynamic formatting and graphs, to bring your data to life. 

Before we dive into this template, you may also find our Break-Even Analysis, Loan Amortization Schedule, and Business Valuation Excel Templates useful. 

Let’s jump into how this spreadsheet works. 

This is one of our favorite templates due to the simplicity and visualization. There is one usable sheet and seven fields in this template so within minutes you can generate insightful data.

Under the Financial Data section, fill out the Total Loan Amount, Annual Interest Rate %, Repayment Period in Months. 

The Repayment amount will be calculated according to the Net Present Value (NPV) and Future Value (FV) calculations. Set your minimum and maximum repayment ability per month. 

To calculate your What If Payment scenarios, choose your Scenario Starting % and the Scenario Interval %. Once you’ve entered those fields, click the What-If Scenarios button. Your Amount Scenarios, Repayment Scenarios, and Scenario % of Original Amount will calculate in the three columns below. 

For a wider range of scenarios, the table on the right presents Monthly Terms on the horizontal access, ranging from 12 months to 180 so you can view payment terms along the longer horizon. The vertical axis displays the Total Amount Scenarios, ranging based on your inputs.

Our Budget Goal Seek Excel Template is equipped with smart cells and dynamic tables to help you calculate your missing variable.

As you will notice, the cells are color-coded like a stoplight - green, yellow, and red. Cells in green represent repayment scenarios that fall within the range of your minimum and maximum repayment scenarios. Red cells indicate terms that are higher than your maximum repayment scenario. Yellow cells indicate terms that are less than your minimum repayment scenario. 

These are especially helpful as you visualize what is financially feasible and what is a stretch in regards to repayment. 

Last but not least is the Average Repayment Scenario for Target Amount graph that charts the Repayment Amount, Minimum Repayment, and Maximum Repayment. 

Although this template is simple, the dynamic formatting and graphs make it extremely powerful and usable.

More Finance Templates For You

Simple Pricing for Full Access

Unlock full access to the entire library for one low price.

Limited

$49

(no bundle savings)

  • 45+ Customizable Excel Templates
  • One User
  • One-Time Payment
BUY NOW

Premium + University

$199

($699 bundle savings)

  • Full Access to Excel University ($399 bundle savings)
  • 100+ Customizable Excel Template
  • Personal Membership Portal
  • Excel, PowerPoint, & Word 101 Courses ($199 bundle savings)
  • Two Users
  • One-Time Payment
BUY NOW

Premium

$99

($299 bundle savings)

  • 100+ Customizable Excel Templates
  • Excel, PowerPoint & Word 101 Courses ($199 bundle savings)
  • One User
  • One-Time Payment
BUY NOW